Klarna | Shop now. Pay later.

4.8
1.28M reviews
50M+
Downloads
Content rating
USK: All ages
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVOURITE BRANDS.
Access Klarna's flexible payment options anywhere, exclusively in the Klarna app. You can Pay now, Pay in 3 interest-free instalments, or Pay in 30 days.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Visit: klarna.com/uk/terms-and-conditions.

GET THE KLARNA CARD.
Use Klarna everywhere Visa is accepted. Pay right away, once a month or over time, shop abroad without foreign exchange fees from Klarna, and enjoy no monthly fees.
Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).

SEARCH FOR ANY PRODUCT.
Find what you're looking for faster, and compare prices across your favourite stores to get a great deal.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK YOUR DELIVERIES.
Get live updates on your purchases and track them from store to door.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

STAY SAFE.
Shopping is thrilling enough without security risks. Our login with Face ID, Touch ID or PIN is as simple as it is secure.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

BOOK A TRIP. PAY IN 3.
Spread travel costs over time with Klarna. Book flights, hotels and rentals at your favourite sites in the app. Holiday planning just got a bit smarter.

WE’VE GOT YOUR BACK.
Shop with peace of mind knowing that Klarna’s Buyer and Fraud protection has you covered.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
Updated on
24 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.26M reviews
Paula
28 May 2025
Switched from Stocard, this app is frustrating to use. All I need is to store my cards digitally so that I can use them when paying. Klarna always has some pop-up after opening, and when i try to close the window the app freezes. Today a new pin was needed after I opened it. I tried to again close the window and it signed me out of the whole app. I paid full price for my groceries, even though I bought some of it explicitly because of the discounted price. Edit: switched to another app
97 people found this review helpful
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Klarna Bank AB (publ)
28 May 2025
Thank you for the review. We understand that no change comes without opposition and your negative feelings are warranted. We are closely monitoring the response to these changes to see what adjustments we can make to better meet the needs of our Stocard customers. We want to assure you your feedback has been heard. Please watch for future updates.
Steve Surname
31 January 2025
Managing monthly payments has become utterly frustrating & unreliable. Planned payments are being taken before the due dates, leading to notifications & emails telling me to "pay as fast as possible with the app". However, on the app it only shows "in progress" payments with no way of actually paying the "missed" ones, leading to confusion, frustration and possibly panic. Additionally, if a payment is done manually, Klarna still takes it again, leading to double payments. App's going downhill
131 people found this review helpful
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Klarna Bank AB (publ)
31 January 2025
Hi, Thank you for your review. We would be happy to look into this further and therefore recommend that you contact our customer service who can investigate this further internally. You can contact our customer service through our live chat or call us. You can find our current phone number on the website
April Butler
24 October 2025
I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid off what I owed and finally gave up using it. Just got a notice (10/15) of some bs reason I was denied something back in JULY. And customer service is zero help. Now they run credit. uninstalling.
277 people found this review helpful
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Klarna Bank AB (publ)
15 October 2024
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.

What's new

Shop smarter in the latest Klarna app. Discover the Klarna Card, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.